Sites Worth Visiting:


· Money Web

· Financial Mail

· Financial Times

· The Economist

· Business Day



Contact Mel Direct:

Cell:      083 377 1858

Phone: (011) 886 4504

  Mel Brooks Online

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Data League

How to get a lower rate on your home loan


You can save more than R220 000 if your rate is dropped from prime less 1% to prime less 2%, on a R500 000 loan, over 20 years. Here's how…..


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THE INSIDER:Bird brains take on the Telkom ADSL nerds


TELKOM ’s ADSL broadband service is expected to meet its match today in a contest with Winston, an 11-month-old homing pigeon with a memory card strapped to its leg.

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Capitalism II: The return


Over the last 18 months, capitalism has taken quite a battering, and many a commentator has heralded its demise, some more gleefully than others.


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Technology news - Mobile operators agree to drop rates


The Independent Communications Authority of SA (ICASA) says mobile operators have agreed to drop the termination rates by the beginning of February 2010.


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Still not business as usual


Mining may have been lifted by the global recovery since early this year. Electricity output may have been lifted by a mining pickup. And leading indicators may have….


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For a Small Business Community where you can meet business owners and people who might be in the same boat as you:

“Accounting is the language of business”


“There are many ways to describe what is going on with a business, but whatever is said, it always comes back to the language of accounting. When Warren was asked by the daughter of one of his business associates what courses she should study in college, he replied, “Accounting – it is the language of business.” To read a company’s financial statements you need to know how to read the numbers. To do that you need to learn accounting. If you can’t read the scorecard, you can’t keep the score, which means you can’t tell the winners from the losers.”


Source: The Tao of Warren Buffet



The above is true but non-financial managers need not study accounting. Most businesses have perfectly good accountants. What non-financial managers and staff need to know is:


· What questions to ask

· How to evaluate the answers

· And know what the next question is – and there is always a next question


In order to do the above non-financial managers need to know:

· That profit is an opinion – it is just a number and can’t be used to pay the salaries and rent

· That cash flow is a fact – and the role that all managers need to play in working capital management

· That a profitable business can go bust


And in order to effectively manage the resources for which they are responsible managers need to know:


· What drives costs

· How costs are calculated

· How costs behave

· How costs are allocated

· What hidden costs are


An understanding of the above will also allow non-financial managers to use financial ratios in a meaningful way. 


Non-financial managers also need to know about how to prepare budgets. 


All of the above are demonstrated on our workshops through discussions, exercises and the use of case studies.  

Replay your management video


Run! Action! Quick decisions. Busy, busy, busy! Constantly moving forwards at an unrelenting pace. Covert glances at cell phone during meetings. Use cell phone in car. Rush from meeting to meeting. Implement! EXECUTE! And never forget to be PASSIONATE.


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New Managers: the challenge


Newly promoted to a manager’s position? That’s all well and good but what exactly does a manager actually do? Many new managers have little or no insight into what exactly is required of them.

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This project will prepare you for being able to constantly seek opportunities for increasing revenue and reducing costs


When I have an entire management team attending a workshop I sometimes add on a 'Profit Improvement Project'.

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The need for financial literacy


“Accounting is the language of business”
“There are many ways to describe what is going on with a business, but whatever is said, it always comes back to the language of accounting.

Read More

Like It Or Not, We’re All Entrepreneurs


There was a time when having a job meant having a job. Today, having a job is more like a temporary assignment.


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Marketing 101 for Consultants


What does it take to succeed as a consultant? Whether you’re a lone consultant, a part-owner of a small firm or a consultant at one of the big organisations, the answer is all the same - marketing!

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If you want to make money, start your own business.


If you’re going to survive the 2000’s with any vestige of your present standard of living, you have only one choice. Get into your own business.

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How to get ahead at work


It's easy to procrastinate until the last nanosecond, take sick days when you're not sick, navigate the Net when you're supposed to be creating a spreadsheet.


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The Challenges facing the Non-Profit Sector in 2009

The challenges facing commerce and industry this year will be reflected in the amount of funding made available to the Non-Profit Sector (NPO).


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Let’s not talk ourselves deeper in to the dark


When do economies go into recession? When people say the will. So if Alan Greenspan, Warren Buffet et al say so then it will happen.

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Feeling Lonely?


It's lonely at the top. A cliché perhaps, but the truth nevertheless. Senior managers, be they in the corporate sector or business owners, all experience a degree of isolation and it is in response to this that a world-wide industry has emerged and grown.

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Invest in yourself - develop your resources


Getting ahead in your career requires personal investment on your part. However, investing time and effort in upgrading skills and knowledge is not enough.


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One-on-one Financial Coaching


Every decision made in a business has financial implications. It is therefore clear that financially informed managers will make better decisions.


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What we have here is a failure to communicate


To succeed in business you need to be able to communicate. Here we go again, you say to yourself. Blame everything on a lack of communication.


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Who can be an executive coach?


There seem to be many different views on this. Is there any skill required to be a coach? One wonders.


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No Governance without Financial Literacy


Effective ‘corporate governance’ and ‘transparency’ have become the byword and the buzzword of management circles.


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Prepare your business for 2009 and beyond


If managers had a true understanding of costs – how they behave, how profit is generated and what the factors affecting cash flow are – they would be well prepared for the challenges facing South African business in 2009.

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Rapid Results: The foundation for long-term success


In his book Rapid Results! Robert Schaffer makes some excellent points about how to build capacity for long-term change. He successfully debunks the myth


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Start Your Own Business